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BANKllect Bank realizes six different levels of capital of the participants. Division into six levels is induced by sense of how BANKllect network works. The sense is that the amount of Spheres a participant has is the degree of his or her activity in BANKllect network.
Consequently, the most active participant will be considered as a participant who makes more contributions in development of BANKllect network. That type of participants will have more privileges to earn more money and get extra bonuses for purchases and payments of any kind.
PARTICIPANT CARDS:
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WOOD level

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<= 10K Spheres (hours)
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individual/company
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0% discounts
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borrower/lender
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ID disclosure
2. PLASTIC level

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>10K & <= 100K Spheres (hours)
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individual/company
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1% discounts
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borrower/lender
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ID disclosure
3. SILVER level

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>100K & <= 1M Spheres (hours)
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individual/company
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10% discounts
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borrower/lender
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ID disclosure
4. GOLD level

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>1M & <= 10M Spheres (hours)
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individual/company
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30% discounts
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borrower/lender
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Single ID proof
5. PLATINUM level

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>10M & <= 100M Spheres (hours)
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individual/company
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50% discounts
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borrower/lender
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Single ID proof
6. BLACK level

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>=1Bn Spheres (hours)
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individual/company
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80% discounts
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borrower/lender
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No ID proof needed
The participants of BANKllect network will have a possibility to dynamically migrate from one level to another depending on their business activity.
In case of converting all Spheres into fiat currency, the participant will keep earned hours as an index of his or her activity.
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